Meet Our Professionals!
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Mark Elliott
Mark D. Elliott - Ext. 17
Agency Owner

  Mark started his career in insurance at Ferris State where he graduated in 1979 with degrees in Insurance, Real Estate, and Marketing. He met his wife Susan there where she graduated with a Paralegal degree. After working with the Aetna Insurance Company, he moved back to the Tawases in 1982 to become a partner in Tawas Bay Insurance Agency.

Mark has been very involved in the Tawas community over the past 25 years. He has coached softball, basketball and soccer teams, served on numerous boards and been an active member of a number of service clubs and community organizations. Susan filled her days caring for their two daughters, their home and doing community volunteering. With their daughters now grown, Mark and Sue still enjoy volunteering in the community as well as spending their leisure time visiting their daughters, watching the Detroit Tigers and enjoying Tawas Bay.

Cliff Miller
Cliff Miller - Ext. 18
Commercial Sales

  Cliff Miller Started working for Tawas Bay Insurance Agency after an extensive 26 year career, owning and operating several retail operations and an outdoor billboard plant.

At a young age, Cliff knew he wanted to be an entrepreneur. He entered the United States Marine Corp and the Merchant Marines to acquire the working capital and the leadership and marketing skills needed to manage personnel and inventory. He received a Letter of Commendation from a Navy Commanding Officer for outstanding performance and motivation that greatly contributed to division morale during the 1976 Lebanon evacuation. Enthusiasm, initiative, integrity, and loyalty: all are part of the Marine training that proved invaluable to his business career.

Cliff is very active in his community. He is a member of the Downtown Development Association, the Tax Increment Finance Authority, and the Economic Development Authority. Volunteer activities have included, East Tawas Business Association, fireman for eighteen years, a church elder and treasurer, and a member of the Lions Club.


Kristina Millard
Kristina J. Millard - Ext. 11
Account Manager Commercial Lines

  Overall administration of commercial lines program/answers questions regarding policies, billings, processes changes in policies, handles claims and issues certificates of insurance.
Jackie Masich
Jackie Masich - Ext. 13
Account Manager Health Insurance/Computers

  Overall administration of health insurance programs/answers questions regarding health policies and processes changes in health policies/agency computer technician.

Theresa Boensch
Theresa Boensch - Ext. 15
Account Manager Personal Lines/Office Manager

  Overall administration of personal lines program/quotes personal lines insurance, quotes life insurance/manager of overall agency day to day operations.
Laura Finnell
Laura Finnell - Ext. 14
Personal Lines Customer Service Assistant/Claims Manager

  Resonsible for personal lines client services, processes policy amendments, policy invoicing, policy payments, filing, issues proofs of insurance.

Sheila Miller
Sheila Miller - Ext. 16
Bookkeeper/Customer Service Assistant

  Responsible for agency bookkeeping/client service, policy amendments, policy invoicing, policy payments, filing, issues proofs of insurance.

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